Fayetteville, Springdale and Bentonville real estate and homes for sale in Arkansas - Nicky Dou, REALTOR® Nicky Dou REALTOR(r) for Fayetteville, Springdale and Bentonville, Arkansas real estate - NUMBER1EXPERT™ Nicky Dou NUMBER1EXPERT(tm) for Fayetteville, Springdale and Bentonville, Arkansas real estate
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Nicky Dou, REALTOR®, real estate agent and broker for Fayetteville, Springdale and Bentonville Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What are the three most common environmental toxins for which homes are tested?

A 
Mold, asbestos, and lead are tested by specialized inspectors as a regular part of many real estate contracts.
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Nicky Dou, REALTOR®, real estate agent and broker for Fayetteville, Springdale and Bentonville Arkansas home listings, property and land for sale - NUMBER1EXPERT(tm)

Nicky Dou - Serving Northwest Arkansas and You!
Coldwell Banker Faucette Real Estate

2003 Horsebarn Road, Suite 1
Rogers, AR 72758
Cell: 479.236.3457
Fax: 866-888-0955
Nicky@NickyDou.com

Nicky Dou is America's NUMBER1EXPERT in Northwest Arkansas. Nicky services Fayetteville, Bentonville, Rogers, Lowell, Springdale, Bella Vista, Beaver Lake, and all surrounding areas in Northwest Arkansas. She continues to be at the top of sales in NWA and is a native to the area. Nicky is anything but ordinary when it comes to marketing a property. She is an out-of-the-box thinker and utilizes technology and creativity in everything she does. In November 2007, Nicky merged her company, Element Realty Group with Coldwell Banker Faucette Real Estate. With Coldwell Banker's national exposure and Nicky's proven track record; together they are your perfect partner for Real Estate in NWA. Give Nicky Dou a call today for all of your real estate needs in Northwest Arkansas. Nicky offers the highest level of service and dedication - Let Nicky make YOU her Number 1 Client! Nicky Dou, e-PRO, ECO-BROKER, Sr. Vice President, Executive Broker Coldwell Banker Faucette Real Estate

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Coldwell Banker Faucett Real Estate real estate and homes for sale in Fayetteville, Springdale and Bentonville Arkansas

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